|
|
Home Equity Loan Current Rates
Date:
Home Equity -- Fixed Rate Loan
CLTV |
DTI & Credit Score |
Max Term |
$100,000+ |
$99,999-$50,000 |
$49,999-
$20,000 |
<80% |
50% & 720 Credit Score |
30 |
8.10% |
8.50% |
8.75% |
80.01% - 89.9% |
50% & 720 Credit Score |
30 |
8.45% |
8.90% |
9.25% |
90% - 95% |
45% & 720 Credit Score |
30 |
NA |
NA |
NA |
<80% |
50% & 719 - 700 Credit Score |
30 |
8.25% |
8.60% |
9.00% |
80.01% - 89.9% |
45% & 719 - 700 Credit Score |
30 |
8.65% |
9.00% |
9.60% |
90% - 95% |
45% & 719 - 700 Credit Score |
30 |
NA |
NA |
NA |
<80% |
50% & 699 - 680 Credit Score |
30 |
8.75% |
9.05% |
9.50% |
80.01% - 89.9% |
45% & 699 - 680 Credit Score |
30 |
9.25% |
9.50% |
9.75% |
90% - 95% |
40% & 699 - 680 Credit Score |
25 |
NA |
NA |
NA |
<80% |
45% & 679 - 660 Credit Score |
20 |
9.00% |
9.25% |
9.75% |
80.01% - 89.9% |
45% & 679 - 660 Credit Score |
20 |
10.25% |
10.25% |
11.00% |
<75% |
40% & 659 - 640 Credit Score |
20 |
10.00% |
10.15% |
10.90% |
80.01% - 89.9% |
35% & 659 - 640 Credit Score |
20 |
NA |
NA |
NA |
<75% |
35% & 639 - 620 Credit Score |
20 |
11.50% |
11.75% |
12.75% |
Home Equity -- Line of Credit
CLTV |
DTI & Credit Score |
$100,000+ |
$99,999-$50,000 |
$49,999-
$20,000 |
<80% |
50% & 720 Credit Score |
Prime + 0% |
Prime + .38% |
Prime + .63% |
80.01% - 89.9% |
50% & 720 Credit Score |
Prime + .25% |
Prime + .50% |
Prime + 1.00% |
90% - 95% |
45% & 720 Credit Score |
NA |
NA |
NA |
<80% |
50% & 719 - 700 Credit Score |
Prime + 0% |
Prime + .63% |
Prime + 1.00% |
80.01% - 89.9% |
45% & 719 - 700 Credit Score |
Prime + .63% |
Prime + .80% |
Prime + 1.38% |
90% - 95% |
45% & 719 - 700 Credit Score |
NA |
NA |
NA |
<80% |
50% & 699 - 680 Credit Score |
Prime + .25% |
Prime + 1% |
Prime + 1.50% |
80.01% - 89.9% |
45% & 699 - 680 Credit Score |
Prime + 1.13% |
Prime + 1.75% |
Prime + 1.88% |
90% - 95% |
40% & 699 - 680 Credit Score |
NA |
NA |
NA |
<80% |
45% & 679 - 660 Credit Score |
Prime + .50% |
Prime + 1.35% |
Prime + 2.25% |
80.01% - 89.9% |
45% & 679 - 660 Credit Score |
Prime + 2.25% |
Prime + 2.50% |
Prime + 2.88% |
<80% |
40% & 659 - 640 Credit Score |
Prime + 1.50% |
Prime + 2.25% |
Prime + 3.25% |
80.01% - 89.9% |
40% & 659 - 640 Credit Score |
NA |
NA |
NA |
<80% |
35% & 639 - 620 Credit Score |
Prime + 3.63% |
Prime + 3.88% |
Prime + 4.50% |
Prime Rate = 6.50% |
Prime Rate = 6.50% |
Prime Rate = 6.50% |
Prime Rate = 6.50% |
Prime Rate = 6.50% |
For more information on current rates and programs contact us today!
|
